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Medical expertise to arrange medical assistance or transport
home following an accident or illness or if you are informed
of a serious illness of a close relative at home whilst on holiday. |
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Unavoidable or necessary cancellation or curtailment of the
trip before completion due to, death, bodily injury or illness,
compulsory quarantine or jury service, redundancy, withdrawal
of leave for members of the armed forces or emergency services,
the Police requesting you to return to or remain at your home
due to serious damage to your home caused by fire, aircraft,
explosion, storm, flood, subsidence malicious persons or theft.
The maximum we will pay under this section is £5,000 per
person. |
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Medical, surgical, hospital, ambulance and nursing fees up
to £10,000,000 outside the United Kingdom (other than
the Channel Islands). |
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Emergency dental treatment for pain relief up to £200
incurred outside the United Kingdom (other than the Channel
Isles). |
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Reasonable cost of funeral expenses abroad up to £1,500
plus the reasonable cost of conveying the ashes or body home. |
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Reasonable additional transport or accommodation expenses
incurred if it is medically necessary for you to stay beyond
your scheduled return date. |
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Up to £10 for every completed 24 hours in patient hospital
stay up to a maximum of £500. |
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Up to £15,000 for death, loss of limb or sight and
permanent total disablement. Up to £1,500 for death if
under 16 years of age. |
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Up to £150 for the emergency replacement of clothing,
medication and toiletries if your baggage is lost and not returned
for more than 12 hours on the outward journey. |
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Up to £200 for reasonable additional costs for travel
and accommodation incurred whilst obtaining a replacement passport
or visa abroad. |
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Personal liability for any compensation you become legally
liable to pay up to £2,000,000. |
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Delayed departure for at least 12 hours from the scheduled
departure time. £20 for the first complete 12 hour delay
and £10 for each completed 12 hours following, up to a
maximum of £60. |
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Up to £5,000 for any irrecoverable travel and other
pre-paid charges if you choose to cancel your trip once 12 hours
has elapsed. |
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Up to £300 for additional room only accommodation and
travel expense due to the failure of public transport or an
accident or breakdown of the vehicle you are travelling in or
strike. |
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Up to £20 per day up to a maximum of £200 or the
cost of hiring ski equipment following the loss, theft of or
damage to your own ski equipment. Your schedule will show
if you have selected the winter sports extension. |
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Up to £200 for the unused portion of your ski pack following
your bodily injury or illness and up to £150 for the unused
portion of your lift pass if lost. Your schedule will show
if you have selected the winter sports extension. |
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Legal expenses and costs in pursuit of a civil action up
to £25,000. |
Cover is subject to various Exclusions and Limitations. Please refer
to the Policy Wording for full details of the cover and the Exclusions
and Limitations. The policy wording can be downloaded from the Document
Centre and details of the main Exclusions and Limitations
can be found here.
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