WORLDWIDE COVER

Cover for Fine Art, gold, silver, gold and silver plate and antiques against physical loss or damage, including accidental loss or damage, whilst anywhere in the world.

VAULTED ITEMS

Cover for Fine Art, gold, silver, gold and silver plate and antiques against physical loss or damage (including accidental loss or damage) whist in vault including 30 days removal in any one period of insurance.

DEFECTIVE TITLE

In the event that it is established that there is not good title to an item of Fine Art acquired during the period of insurance cover is provided up to £25,000.

NEW ACQUISITIONS

New purchases are automatically covered up to 25% of the sum insured with up to 60 days to notify Insurers'

DEPRECIATION IN VALUE

If any item of Fine Art is damaged, cover is provided for the cost of restoration and for any loss in value as a result of the damage.

INFLATION PROTECTION

In the event of a claim the unique inflation protection clause allows for an increase in value of up to 200% of the original declared value in order to take account of any rise in the value since the last valuation.

Cover is subject to various Exclusions and Limitations. Please refer to the Policy Wording for full details of the cover and the Exclusions and Limitations. The policy wording can be downloaded from the Document Centre and details of the main Exclusions and Limitations can be found here.