PHYSICAL LOSS OR DAMAGE COVER

Cover for the buildings of the home against physical loss or damage including accidental loss or damage

ALTERNATIVE ACCOMMODATION AND FORCED EVACUATION

Alternative Accommodation and loss of rent for a period of up to 2 years' Cover for the costs of alternative accommodation in the event of compulsory evacuation up to 30 days.

TRACING LEAKS

Trace and Access cover (limited to £15,000 for external pipes)

LIABILITY TO OTHERS

Property Owners and Defective Premises Liability cover up to £5,000,000

OUTDOOR ITEMS

Option to cover Outdoor items such as statues and ornaments

OTHER HOMES

Second homes and overseas homes cover available

ESSENTIAL ALTERATIONS

Cover up to £50,000 to pay for essential alterations to the home in the event of a member of the household becoming disabled.

UPGRADING SECURITY

Cover up to £15,000 to pay for the costs of upgrading security following a criminal assault in the home.

Cover is subject to various Exclusions and Limitations. Please refer to the Policy Wording for full details of the cover and the Exclusions and Limitations. The policy wording can be downloaded from the Document Centre and details of the main Exclusions and Limitations can be found here.